Protecting your Mortgage

This is one of the most obvious needs for protection if you are taking out a mortgage because of the significant commitment a mortgage loan represents. Lenders will expect you to put in place basic life assurance to repay the loan should you die. But the risks don’t stop there.

Statistically,* for working people below the age of 65, we are 26 times more likely to suffer absence through sickness or accident for more than 12 months, than die. So ensuring you are able to repay your loan, or keep up the payments during any such absence is vital.

Our advisers will take you through how to ensure your mortgage (and therefore your home) is protected should there be any potential interruption to your repayment of the mortgage.

*DWP WPLS May 2007

Your home may be repossessed if you do not keep up repayments on your mortgage.

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