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June 7, 2018

Investing for income

Retirement investors looking to generate sustainable income should consider investing in a diversified portfolio of different types of investments. The combination of various asset classes that have low correlations with each other provides downside protection during tough times, helping to generate superior risk-adjusted returns. Beyond equities and bonds, investors should also consider investing in property […]

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June 6, 2018

Good Luck Naomi

Here’s to a new adventure! We would like to thank Naomi for her hard work and dedication to T&R these past three years. Naomi has been a key staff member and has flourished during her time with us. We wish her all the best for her new adventure in Birmingham and also wish her the […]

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May 29, 2018

Free the mortgage prisoners!

Tens of thousands of home owners who took out loans before the financial crisis are trapped on lenders’ standard interest rates because of changes to rules on whether they can afford repayments. It means that even if they have been paying off their mortgages every month they may not qualify to switch to a deal […]

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May 22, 2018

Steep charges for exceeding lifetime allowance

The amount of tax collected for people whose pension exceeds the Lifetime Allowance (LTA) has ballooned by 1,000% since the policy was introduced in 2006-07. When the LTA was brought in, the tax collected was less than £10m, but the tax taken has now grown to £110m in 2016-17. The LTA was introduced in 2006, […]

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May 17, 2018

BLOG – Rach’s Reflections

My first three months with Thompson and Richardson. It’s now approaching my first three months with the T&R team and I could not be happier, it has absolutely flown by and I have no idea where the time has gone (where does the time go these days). Since joining I have been made to feel […]

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May 16, 2018

Making the most of the capital gains tax allowance

There is reported widespread under-use of the annual £11,700 capital gains allowance – a tax break that can be used as a tool to save thousands in tax bills. Each year you can take some gains before being subject to capital gains tax – this year it’s £11,700. It is therefore worth planning when to […]

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May 15, 2018

Protecting your personal data: Updating our privacy arrangements

The regulations concerning how we use client data is changing on the 25th May 2018, and over the last few months we have been looking how we process our clients data to ensure we will meet the requirements of the new rules. We shall be changing the basis in which we process personal client data. […]

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May 9, 2018

Hartsholme Academy

It was a delight for Hayley and Ann to attend the morning assembly at Hartsholme Academy.  This was as a result of Thompson & Richardson sponsoring the school with books on internet safety and cyber bullying via the Policy Community Clubs of Great Britain.  The subject for the assembly was on internet safety and at […]

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May 4, 2018

BLOG – End of Life Planning

The two certainties in Life – Death and Taxes This week I received the sad news that one of my clients has passed away. This is always hard to hear and my heart goes out to his friends and family. The nature of the work I do means that I tend to talk to my […]

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April 13, 2018

BLOG – Time!

Last week I was stuck in an airport with a 12 hour flight delay. “What a waste of time” was my first thought and to be honest for most of that 12 hours it was a waste of time. It got me thinking however about how in this day and age time is so precious. […]

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