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June 20, 2018

March For Men June 2018

Prostate Cancer UK has become very close to me and my family. It’s a charity that supports families and patients through a very difficult time in their life, namely the diagnosis and ongoing treatment of Prostate Cancer. They also raise much needed funds to help research into fighting this terrible disease. This is very real […]

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June 15, 2018

BLOG – Short of full State Pension???

Many people these days are looking to retire earlier than the state pension age but how will this affect what they receive in state pension? I have seen a number of clients who are short of the full state pension and have asked, how much is it going to cost to top up my state […]

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June 12, 2018

First Time Buyer’s Relief Saves Buyer’s £159 Million!

An estimated 69,000 first-time buyers have benefited from the abolition of stamp duty land tax on properties under £300,000 According to the Government’s latest figures, in the period to 31 March this year, 69,000 first-time buyers have benefited from the abolition of stamp duty land tax (SDLT) on properties under £300,000, since it was first […]

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June 8, 2018

BLOG – Investing Ethically

Socially Responsible Investing (SRI for short, or Ethical investing) is an investment area that can often be overlooked by advisers. There is a lack of awareness about what this really means and when advisers talk to clients about SRI investing, the way the question is framed can be crucial. Simply asking if someone would like […]

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June 7, 2018

Investing for income

Retirement investors looking to generate sustainable income should consider investing in a diversified portfolio of different types of investments. The combination of various asset classes that have low correlations with each other provides downside protection during tough times, helping to generate superior risk-adjusted returns. Beyond equities and bonds, investors should also consider investing in property […]

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June 6, 2018

Good Luck Naomi

Here’s to a new adventure! We would like to thank Naomi for her hard work and dedication to T&R these past three years. Naomi has been a key staff member and has flourished during her time with us. We wish her all the best for her new adventure in Birmingham and also wish her the […]

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May 29, 2018

Free the mortgage prisoners!

Tens of thousands of home owners who took out loans before the financial crisis are trapped on lenders’ standard interest rates because of changes to rules on whether they can afford repayments. It means that even if they have been paying off their mortgages every month they may not qualify to switch to a deal […]

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May 22, 2018

Steep charges for exceeding lifetime allowance

The amount of tax collected for people whose pension exceeds the Lifetime Allowance (LTA) has ballooned by 1,000% since the policy was introduced in 2006-07. When the LTA was brought in, the tax collected was less than £10m, but the tax taken has now grown to £110m in 2016-17. The LTA was introduced in 2006, […]

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May 17, 2018

BLOG – Rach’s Reflections

My first three months with Thompson and Richardson. It’s now approaching my first three months with the T&R team and I could not be happier, it has absolutely flown by and I have no idea where the time has gone (where does the time go these days). Since joining I have been made to feel […]

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May 16, 2018

Making the most of the capital gains tax allowance

There is reported widespread under-use of the annual £11,700 capital gains allowance – a tax break that can be used as a tool to save thousands in tax bills. Each year you can take some gains before being subject to capital gains tax – this year it’s £11,700. It is therefore worth planning when to […]

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